Three banks. One salary. Finally, one view.

maali connects your bank accounts through Open Finance, read-only and approved by you at your own bank, then sorts every dirham into Essentials, Lifestyle and Financial.

Join the waitlist

In private testing. Read-only: maali can never move money.

Built for
  • Emirates NBD
  • FAB
  • Mashreq
  • DIB

Banks available at launch may vary.

Salary24,000.00
Essentials12,129.70 Lifestyle1,584.75 Financial2,500.00 Kept7,785.55
Example data: one calendar month, salary in, in AED.

An app for every bank, a spreadsheet you stop updating, and no one place that shows where your salary went.

How it works.

Five steps, one phone, with example data. Home is the real app; Connect, the budget draft, Budgets and Insights are redrawn from the app's own screens.

  1. 1 of 5

    Connect, at your bank.

    Choose the accounts you want maali to read, then approve it with your bank. No bank password ever reaches maali.

    The maali Connect screen on an iPhone: read-only, no bank password, disconnect any time, an agreement tick, and a list of banks to choose from.
    Connect. Example screen.
  2. 2 of 5

    maali sorts it into three places.

    Every transaction, across every account, lands in Essentials, Lifestyle or Financial on your Home screen.

    maali Home on an iPhone: a total balance, the month's inflow and outflow, and spending in Essentials, Lifestyle and Financial.
    Home. Example data.
  3. 3 of 5

    A budget from your spending.

    maali reads what you spent and proposes one monthly figure, split across your categories. You change any line.

    maali's budget draft on an iPhone: one monthly figure built from three months of spending, split across Essentials and Lifestyle, each line next to its average.
    Budget draft. Example data.
  4. 4 of 5

    One view of your month.

    How much of each budget line is used so far, what is left, and which line has gone over.

    maali Budgets on an iPhone: a budget for the month, what is spent, what is left and each category line.
    Budgets. Example data.
  5. 5 of 5

    Know your pace before the month ends.

    Your spending so far, carried to a full month and set against your budget, with the next big bill and what repeats every month.

    maali Insights on an iPhone: spending so far against the budget, the next big bill, and the monthly repeats.
    Insights. Example data.

maali reads.
It cannot move money.

Read-only

maali reads your bank account information. It cannot move your money.

Approved at your bank

You choose which accounts to include, and approve it with your bank.

Yours to end

Disconnect inside the app, any time.

Hear when maali opens.

maali is in private testing and not open to the public yet. Leave your email and we will tell you when it is.

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